I'm buying a house for the first time with my fiancee. We make 90G's a year and have great credit. When we went for the mortgage yesterday, a 30 yr fixed FHA with 3% down was 5.85%...on a 210000 house. Will this rate fall at all? We have 60 days to lock in, but i'm nervous about it maybe going up. Obviously no one knows for sure what will happen, but do you have any insight? Thanks!